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Tucked-Away River Oasis in Sought-After Panorama Estates! Welcome to 3040 Panorama Drive, a sprawling ranch-style retreat offering rare year-round river views and direct access to the Chattahoochee River. Perfectly positioned on an extremely level lot that gently leads to the water's edge, this property invites you to enjoy the sound of the shoals, a large swimming and fishing hole, and the tranquility of nature right outside your door. Inside, the home exudes warmth and character with exposed beams, oversized bedrooms, and an expansive layout designed for both relaxation and entertaining. The basement is not finished but already framed for a bathroom, bedroom, and spacious walk-in closets, with wood and materials on-site and ready for completion. HVAC and ductwork have been installed, making it an easy step toward creating additional living space tailored to your needs. The detached garage (built in 2020) adds further convenience, and there's also a new storage building with a ramp located at the top of the property-perfect for housing lawn equipment, outdoor gear, or additional storage. Modern comforts meet mountain charm with Trailwave Fiber Internet for seamless connectivity, and the property comes sold fully furnished, making it truly move-in ready. Whether you're searching for a full-time residence, weekend getaway, or income-producing retreat, this home has been extremely well cared for and loved, offering peace of mind and instant enjoyment from day one. With its unmatched river access, Panorama Estates prestige, and beautifully maintained features, this is more than just a home-it's a lifestyle. Don't miss your chance to call this riverside haven yours! Schedule a tour with the Zach Garvey Team today!
DAYS ON MARKET | 1 | LAST UPDATED | 8/22/2025 |
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TRACT | Panorama Estates | YEAR BUILT | 2004 |
GARAGE SPACES | 2.0 | COUNTY | White |
STATUS | Active | PROPERTY TYPE(S) | Single Family |
Elementary School | Mt Yonah |
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Jr. High School | White County |
High School | White County |
ADDITIONAL DETAILS | |
AIR | Central Air, Electric, Heat Pump |
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AIR CONDITIONING | Yes |
APPLIANCES | Dishwasher, Dryer, Electric Water Heater, Microwave , Oven , Range, Refrigerator |
BASEMENT | Bath/Stubbed, Exterior Entry, Full, Interior Entry, Unfinished, Yes |
CONSTRUCTION | Log |
EXTERIOR | Garden |
FIREPLACE | Yes |
GARAGE | Yes |
HEAT | Central, Electric, Heat Pump |
HOA DUES | 500|Annually |
INTERIOR | Beamed Ceilings, Breakfast Bar, Double Vanity, Entrance Foyer, High Speed Internet, Master Downstairs, Vaulted Ceiling(s), Walk-In Closet(s) |
LOT | 1.39 acre(s) |
LOT DESCRIPTION | Level, Private |
PARKING | Detached, Garage, Garage Door Opener, Storage, Boat |
SEWER | Septic Tank |
STORIES | 1 |
STYLE | Country/Rustic, Ranch |
SUBDIVISION | Panorama Estates |
TAXES | 3579.77 |
UTILITIES | Electricity Available |
VIEW | Yes |
VIEW DESCRIPTION | River |
WATER | Private, Shared Well, Well |
WATER ACCESS | Chattahoochee River |
WATERFRONT | Yes |
WATERFRONT DESCRIPTION | River Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with Keller Williams Lanier Partners
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The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2025 GAMLS. All rights reserved.

This IDX solution is (c) Diverse Solutions 2025.