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Tucked-Away River Oasis in Sought-After Panorama Estates! Welcome to 3040 Panorama Drive, a sprawling ranch-style retreat offering rare year-round river views and direct access to the Chattahoochee River. Perfectly positioned on an extremely level lot that gently leads to the water's edge, this property invites you to enjoy the sound of the shoals, a large swimming and fishing hole, and truly fabulous fishing-all right in your backyard. Adding to the natural charm, it's common to see deer grazing and wild turkeys wandering through the yard, making every day feel like a retreat into nature. Inside, the home exudes warmth and character with exposed beams, oversized bedrooms, and an expansive layout designed for both relaxation and entertaining. Recent upgrades include 22 brand-new Anderson windows (with a lifetime warranty that stays with the home), all new A/C and heating units (replaced in 2021) with ductwork, and a hot water tank replaced in 2022-providing modern comfort and efficiency. Even better, the A/C and heating systems come with another year of warranty coverage, along with semiannual service visits through July 20, 2026. The option to add a screened-in deck and a dining area slider overlooking the river would make a wonderful addition, creating the perfect blend of indoor-outdoor living. The basement is not finished but already framed for a bathroom, bedroom, and spacious walk-in closets, with wood and materials on-site and ready for completion. HVAC and ductwork have been installed, making it an easy step toward creating additional living space tailored to your needs. Outdoor enthusiasts will love the easy river access right from the backyard-perfect for launching a kayak and enjoying a three-hour float to the 255 bridge. Residents of Panorama Estates also enjoy private access to a neighborhood park, where you can put in tubes or kayaks exclusively for residents. The detached garage (built in 2020) adds further convenience, and there's also a new storage building with a ramp located at the top of the property-perfect for housing lawn equipment, outdoor gear, or additional storage. Modern comforts meet mountain charm with Trailwave Fiber Internet for seamless connectivity, and the property comes sold fully furnished, making it truly move-in ready. Adding to the appeal, charming Helen, GA, is just 8 miles away, offering year-round activities and home to the longest-running Oktoberfest in the USA. Beyond Helen, you'll find plenty of fun nearby activities to enjoy, including scenic hiking trails, lively casinos, and so much more-making every day here feel like a getaway. Whether you're searching for a full-time residence, weekend getaway, or income-producing retreat, this home has been extremely well cared for and loved, offering peace of mind and instant enjoyment from day one. With its unmatched river access, Panorama Estates prestige, and beautifully maintained features, this is more than just a home-it's a lifestyle. Don't miss your chance to call this riverside haven yours! Schedule a tour with the Zach Garvey Team today!
| DAYS ON MARKET | 96 | LAST UPDATED | 11/19/2025 |
|---|---|---|---|
| TRACT | Panorama Estates | YEAR BUILT | 2004 |
| GARAGE SPACES | 2.0 | COUNTY | White |
| STATUS | Conditional | PROPERTY TYPE(S) | Single Family |
| Elementary School | Mt Yonah |
|---|---|
| Jr. High School | White County |
| High School | White County |
| PRICE HISTORY | |
| Prior to Sep 17, '25 | $550,000 |
|---|---|
| Sep 17, '25 - Today | $499,900 |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Electric, Heat Pump |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Electric Water Heater, Microwave , Oven , Range, Refrigerator |
| BASEMENT | Bath/Stubbed, Exterior Entry, Full, Interior Entry, Unfinished, Yes |
| CONSTRUCTION | Log |
| EXTERIOR | Garden |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Central, Electric, Heat Pump |
| HOA DUES | 500|Annually |
| INTERIOR | Beamed Ceilings, Breakfast Bar, Double Vanity, Entrance Foyer, High Speed Internet, Master Downstairs, Vaulted Ceiling(s), Walk-In Closet(s) |
| LOT | 1.39 acre(s) |
| LOT DESCRIPTION | Level, Private |
| PARKING | Detached, Garage, Garage Door Opener, Storage, Boat |
| SEWER | Septic Tank |
| STORIES | 1 |
| STYLE | Country/Rustic, Ranch |
| SUBDIVISION | Panorama Estates |
| TAXES | 3579.77 |
| UTILITIES | Electricity Available |
| VIEW | Yes |
| VIEW DESCRIPTION | River |
| WATER | Private, Shared Well, Well |
| WATER ACCESS | Chattahoochee River |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | River Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with Keller Williams Lanier Partners
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The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2025 GAMLS. All rights reserved.
This IDX solution is (c) Diverse Solutions 2025.

